Indexed Universal Life
Indexed Universal Life (IUL) insurance
Indexed Universal Life (IUL) insurance is a flexible permanent life insurance policy that combines death benefit protection with the opportunity to build cash value tied to a market index like the S&P 500. It’s designed for those who want life insurance with growth potential.
Flexible Coverage with Investment Potential
Unlike traditional policies, IUL allows you to adjust your premiums and death benefit over time. A portion of your premium builds cash value, which can grow based on the performance of a selected stock market index.
Tax-Advantaged Wealth Building
IULs offer tax-deferred growth and the ability to borrow from your policy’s cash value tax-free. It can serve as a supplemental retirement strategy, education fund, or emergency reserve—while keeping your loved ones protected.
Why Choose Indexed Universal Life with LivingChic Financial?
At LivingChic Financial, we help you design an IUL policy that fits your long-term goals, not just your short-term needs.
Our licensed professionals simplify the complexities of IUL by offering clear comparisons, long-term projections, and personalized advice, so you can grow your wealth.
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